Mortgage Center

Apply Now

Applying online is as easy as 1-2-3. You can apply now in as little as 20 minutes.

  1. Click Apply Now and complete the application.
  2. When you have completed the application, click submit and your information will be reviewed.
  3. A Home Savings Bank Loan Officer will follow up to answer your questions.

Our goal is to provide the highest level of service at competitive rates. Our Loan Officers are only a phone call away if you need help. Contact us at 801-523-3878.


Still want to have personal assistance?

You can call or e-mail one of our mortgage professionals to answer any of your questions or to ask for advice.

Ready to close on your mortgage quickly?

We can get your mortgage approved in minutes, rather than days or weeks!

Free Pre-approvals

We offer free pre-approvals, so you can shop for your home knowing that you can afford the mortgage.

Confused about which program to choose?

We offer a variety of loan options to choose from including fixed rate mortgages and adjustable rate mortgages. We offer easy to understand explanations of each program on the site and a Loan Officer is always just a call or e-mail away!


Today's Rates

Conventional
Conventional 30 Year Fixed Rate
 Rate  APR  
 4.500%  4.525%  
Conventional 15 Year Fixed Rate
 Rate  APR  
 3.875%  3.918%  
Construction
Portfolio 6 Month Construction
 Rate  APR  
 4.750%  11.102%  
Portfolio 12 Month Construction
 Rate  APR  
 5.000%  8.386%  
Portfolio 18 Month Construction
 Rate  APR  
 5.250%  7.600%  
Portfolio 24 Month Construction
 Rate  APR  
 5.500%  7.326%  
Commercial
Portfolio 3/1 ARM
 Rate  APR  
 5.000%  6.101%  
Portfolio 5/1 ARM
 Rate  APR  
 5.500%  6.410%  

Personalized Quote